Spending and balance transfers

Spending on a balance transfer card can wipe out much of the benefit of the balance transfer.  When using balance transfers to lower the overall interest rate then it is often a good idea to not spend on the card in any way and instead to get a secondary spending card. Read the rest of this entry »

The Pros and Cons of Balance Transfers!

Credit cards can be both amazing and daunting at the same time which comes as no surprise to customers. Buying your favourite things at the shop can quite possibly be the most fulfilling experience when you swipe your credit card. Read the rest of this entry »

Top 3 tips to understand balance transfers

The thought of a credit card balance transfer seems confusing enough as it is- it’s a wonder why so many people avoid it all together!

So here are some tips that could help you avoid all the stress and hassle of research. Read the rest of this entry »

Balance Transfers and Their Effects on a User’s Credit Rating

Balance transfers can be an effective way of reducing credit card balances whilst enabling a cardholder to save on interest. This is especially the case for users with huge credit card balances. Read the rest of this entry »

Don’t Forget These About These Facts About Balance Transfers

Balance transfers represent enticing offers, especially because they usualy involve credit cards with lower interest rate charges than that from which the debt was originally accrued. However, it is advisable for individuals who are wishing to transfer their huge credit card balances to another card with a seductively low interest rate, to understand the finer details in the deal that they are about to enter. Read the rest of this entry »